There are some changes being rolled out tomorrow to limit the costs involved in these personal injury claims
Apply fixed costs in relation to medical reports obtained pursuant to, and offers to settle in respect of, low value soft tissue personal injury claims started under the Pre-Action Protocol for Low Value PI Claims in RTAs.
Discourage insurers from settling whiplash claims without a medical report confirming the claimant’s injury.
Prevent experts who produce medical reports from also offering treatment to the injured claimant to ensure there is no incentive for them to encourage unnecessary treatment.
Whiplash Claims
- Kwacky
- Posts: 38722
- Joined: 21 Oct 2013, 21:52
- Your Bike: Brutale 800RR, 1000SX Ninja
- Location: Brum
- Has thanked: 4338 times
- Been thanked: 8390 times
- D41
- Posts: 13016
- Joined: 22 Sep 2014, 11:36
- Your Bike: Triumph Daytona 650.
- Has thanked: 4310 times
- Been thanked: 1137 times
Re: Whiplash Claims
All too easy to fake these whiplash claims by unscrupulous claimants....the flip side is that in many instances these sorts of injuries don't manifest themselves until several days after the incident.
- Deegee
- Posts: 4206
- Joined: 02 Apr 2014, 11:20
- Your Bike: Daytona 675 & Tiger 900
- Location: Côte d'Essex
- Has thanked: 1046 times
- Been thanked: 967 times
Re: Whiplash Claims
The fixed costs I can see working, as long as it's fair recompense for time off work due to pain etc, but Iirc don't claimants have to sign a document about "full & final settlement"? Not good if the injury comes back to haunt you in later years.
As for the Reporting Specialist/ Treament Specialist regs, it'll just end up with two "Specialists" pairing up and tag teaming claimants surely?
As for the Reporting Specialist/ Treament Specialist regs, it'll just end up with two "Specialists" pairing up and tag teaming claimants surely?
- duke63
- Posts: 15513
- Joined: 22 Oct 2013, 07:34
- Your Bike: Ducati 748/853 & Triumph Street Triple 765RS
- Location: Staffordshire
- Has thanked: 4186 times
- Been thanked: 4133 times
Re: Whiplash Claims
Insurance companies were their own worst enemies in this by paying out for whiplash to avoid legal costs and it became the norm for them to payout with no questions asked.
- Kwacky
- Posts: 38722
- Joined: 21 Oct 2013, 21:52
- Your Bike: Brutale 800RR, 1000SX Ninja
- Location: Brum
- Has thanked: 4338 times
- Been thanked: 8390 times
Re: Whiplash Claims
It's not the norm, only a couple did it. It made commerical sense. £1000 to get rid of it or £5,000 to argue it?
Whiplash costs us around £80 each year on our premiums.
The Insurance companies weren't to blame for the government bringing in No Win No Fee.
Whiplash costs us around £80 each year on our premiums.
The Insurance companies weren't to blame for the government bringing in No Win No Fee.
-
- Posts: 1387
- Joined: 07 Apr 2014, 16:38
- Your Bike: Daytona 675R
- Has thanked: 271 times
- Been thanked: 388 times
Re: Whiplash Claims
Oddly enough I spoke to a girl the other day who had been in an accident and now has crippling back pain that only came on a year or so after. She had done the 'full and final settlement' claim but is still able to claim again as the damage could not have been foreseen. Apologies if that's a bit vague, it was a pub discussion!Deegee wrote:The fixed costs I can see working, as long as it's fair recompense for time off work due to pain etc, but Iirc don't claimants have to sign a document about "full & final settlement"? Not good if the injury comes back to haunt you in later years.
As for the Reporting Specialist/ Treament Specialist regs, it'll just end up with two "Specialists" pairing up and tag teaming claimants surely?
- StMarks
- Posts: 4621
- Joined: 17 Mar 2014, 21:55
- Your Bike: Daytona 675 graphite
- Location: East Riding of Yorkshire
- Has thanked: 932 times
- Been thanked: 1330 times
Re: Whiplash Claims
Aka; Attempted chat-upDaytonAndy wrote:..Oddly enough I spoke to a girl the other day ....... Apologies if that's a bit vague, it was a pub discussion!
-
- Posts: 1387
- Joined: 07 Apr 2014, 16:38
- Your Bike: Daytona 675R
- Has thanked: 271 times
- Been thanked: 388 times
Re: Whiplash Claims
Haha. I was just wingman! I'm already punching above my weight, don't need more problems lol.StMarks wrote:Aka; Attempted chat-upDaytonAndy wrote:..Oddly enough I spoke to a girl the other day ....... Apologies if that's a bit vague, it was a pub discussion!
- D6
- Posts: 2781
- Joined: 14 Mar 2014, 18:26
- Your Bike: Speed Triple 1050SE a bit DEAD + S3 RS
- Location: Staffordshire
- Has thanked: 212 times
- Been thanked: 653 times
Re: Whiplash Claims
When I smashed up my daytona, one of the cars I hit was driven by a girl at my own work. She asked me first if she was ok to claim injuries (nice of her) so I said yes. She then tells me later that after putting a claim in, my insurers rang her to say that if she gets a doctors note with the injury claim, she would get more money.
How odd?!!?!?!
How odd?!!?!?!