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Re: Insurance quote

Posted: 03 Mar 2017, 00:14
by kiwikrasher
D41 wrote:Fcuking stupid bike!!
Bikes don't crash people, people crash bikes.

Re: Insurance quote

Posted: 03 Mar 2017, 05:57
by D41
You think I need reminding??? (facepalm) (lol)

Re: Insurance quote

Posted: 03 Mar 2017, 06:19
by kiwikrasher
You remind me of my son. He blames inanimate objects for his mistakes or clumsiness as well.

But he is on the spectrum.

Re: Insurance quote

Posted: 03 Mar 2017, 09:35
by Kwacky
kiwikrasher wrote:You remind me of my son. He blames inanimate objects for his mistakes or clumsiness as well.

But he is on the spectrum.
Can't you afford something more up to date?

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Re: Insurance quote

Posted: 03 Mar 2017, 10:58
by kiwikrasher
Kwacky wrote:
kiwikrasher wrote:You remind me of my son. He blames inanimate objects for his mistakes or clumsiness as well.

But he is on the spectrum.
Can't you afford something more up to date?

Image
And funnily enough Darren still wouldn't be able to work that out (lol)

Re: Insurance quote

Posted: 03 Mar 2017, 12:38
by Itchy
Image

Re: Insurance quote

Posted: 03 Mar 2017, 14:41
by duke63
Baby burn, disco inferno.

Re: Insurance quote

Posted: 03 Mar 2017, 14:45
by Kwacky
has she got cystitis?

Re: Insurance quote

Posted: 03 Mar 2017, 20:36
by D41
kiwikrasher wrote:You remind me of my son. He blames inanimate objects for his mistakes or clumsiness as well.

But he is on the spectrum.
I'm not sure what to say without repeating what I've already written in the past??

Re: Insurance quote

Posted: 03 Mar 2017, 21:58
by kiwikrasher
D41 wrote:
kiwikrasher wrote:You remind me of my son. He blames inanimate objects for his mistakes or clumsiness as well.

But he is on the spectrum.
I'm not sure what to say without repeating what I've already written in the past??
I know you were having a laugh with the 'stupid bike' comment D, and I was too with the reference to my son. But the inability for some people to accept responsibility for their actions and the outcomes is something that really grates on me wholesale. Every crash I've had has been my fault. Even when the wheel bearing failed and I went over the bars, I still hold myself responsible for not doing proper checks and maintenance on a bike I decided to hurtle around a track on at 200+kms.

Your comment that you don't care about the bike if you come off is valid if that is your outlook. But crash repair or write off and payout is only one of the many reasons to have bike insurance, and from what I've seen on this site of bike thieft in the U.K., affordable insurance is very important.

Re: Insurance quote

Posted: 04 Mar 2017, 02:19
by D41
I've never had anything other than liability ins. Takes care of everyone else. Me..I'll take care of my own if I fcuk up.


Still do.

Re: Insurance quote

Posted: 04 Mar 2017, 02:31
by Blade
Went with Bemoto in the end

Re: Insurance quote

Posted: 04 Mar 2017, 08:08
by Rossgo
Glad you sorted it Blade. It's always tough looking around for the best deal and who you would trust with your money. Clearly Bemoto must be doing something right

Re: Insurance quote

Posted: 04 Mar 2017, 17:47
by Hondaboy63
kiwikrasher wrote:
D41 wrote:Fcuking stupid bike!!
Bikes don't crash people, people crash bikes.
True with 95% quote, but I've seen the opposite and experienced bike failure.. The worst being Robert Dunlop during the NW200, catastrophic engine failure, and he then hit the brakes. also the failure of his rear wheel during the 94 TT.
Also loris Baz tyre failure, you can't say people crash bikes, with that one.
Dani Pedros when his traction control was taken out by Marquez, i can't blame him for crashing, when he was relying on his bike to perform.
The viewpoint is,, we need to look at the circumstance,s, before we blame the human factor.
Phil crowe, has just taken a massive off at Brands hatch yesterday. His explanation is he experienced brake failure. Can you blame the rider????. My opinion would be NO. .
Im open to be proven wrong, but it is a machine, history tells you, mechanical components fail.
Sorry but just my view.

Re: Insurance quote

Posted: 04 Mar 2017, 21:35
by kiwikrasher
Totally agree with you, riders will crash through no fault of their own due to mechanical failure.

But in nearly all of those cases there was a human factor involved in the failure. Race bikes and components are made and run on the edge. That's a human decision. We could engineer out all that risk, but you'd lose the competitive edge. Not the equipments fault, people make that decision.

Hondyboy63, I work in a high risk job and spend a large portition of my life assessing risk and after an incident determining root cause. My comment was a bit flippant and having a friendly dig at D41, but the truth is still there. We could design bikes and ride in a way that there would be no or little risk.

But then it wouldn't be fun :)

Re: Insurance quote

Posted: 04 Mar 2017, 22:02
by Blade
Rossgo wrote:Glad you sorted it Blade. It's always tough looking around for the best deal and who you would trust with your money. Clearly Bemoto must be doing something right
They were very good with the mods Rossgo.

Brake levers and carbon bits are never an issue but when you start mentioning multi bikes with forged wheels, power commanders, quickshifters, suspension and brake changes they normally get all arsey but Bemoto were great. Like for like replacement and no loading of the policy (y)

Re: Insurance quote

Posted: 04 Mar 2017, 22:51
by kiwikrasher
Blade wrote:
Rossgo wrote:Glad you sorted it Blade. It's always tough looking around for the best deal and who you would trust with your money. Clearly Bemoto must be doing something right
They were very good with the mods Rossgo.

Brake levers and carbon bits are never an issue but when you start mentioning multi bikes with forged wheels, power commanders, quickshifters, suspension and brake changes they normally get all arsey but Bemoto were great. Like for like replacement and no loading of the policy (y)
Good to hear Blade. Makes a difference when they take the time to understand the items and people they are insuring.

Re: Insurance quote

Posted: 05 Mar 2017, 00:31
by duke63
Bikesure appear to work the same way. Listen to what the customer wants and do their best to provide it.

Re: Insurance quote

Posted: 05 Mar 2017, 07:08
by Rossgo
This sounds great Blade. Very happy for you

Re: Insurance quote

Posted: 05 Mar 2017, 09:48
by D41
kiwikrasher wrote:
Hondyboy63, I work in a high risk job and spend a large portition of my life assessing risk and after an incident determining root cause. My comment was a bit flippant and having a friendly dig at D41, but the truth is still there. We could design bikes and ride in a way that there would be no or little risk.

But then it wouldn't be fun :)
Yep...if biking were 'easy' I don't think I'd want to do it....it's the hard part that makes it worthwhile.