Tank Slap - Motorcycle Forum

You weren't joking about just getting on with it when your mind is made up.

Fingers crossed it all goes well, I know it is stressful.

Just think, soon you too could have a kitchen like this.

We do conveyancing at work so hopefully I can get a deal from them. If not a mate of mine does it for a living.

Kwacky wrote:I've booked Friday off so I can get the house ready to put on the market.

I've already spoken with a mate who is an architect about an extension on the house. He's give me a rough quote based on the dimensions I've given and what I've told him we want doing.

It looks like this is happening.

I feel a little bit sick.

Good stuff - i think it's a good move

Valuation booked for tomorrow.

The house could be on the market by next week.

I'm starting to get nervous.

Kwacky wrote:Valuation booked for tomorrow.

The house could be on the market by next week.

I'm starting to get nervous.

Is Mrs Kwacky selling it?

Have you found a place ? I must admit every time I think about moving, the amount of money which seems to be dead covering the move and stuff puts me off. I dont know why but I have an average figure of about 7K in my head?

Frankie wrote:Have you found a place ? I must admit every time I think about moving, the amount of money which seems to be dead covering the move and stuff puts me off. I dont know why but I have an average figure of about 7K in my head?

In Aussie we get taxed on buying a house, they call it Stamp Duty. The house I'm in I paid AU$20,000 in stamp duty, and then conveyancing, mortgage insurance and all the other crap on top of that!

It's worked out on the value of the property so as of the valuation when I did the financial split with the ex, someone buying off me today would pay AU$33,000 in stamp duty. It's a bloody rort!

There is stamp duty in the UK as well.

Frankie, I know what you mean. I've budgetted £10k for the move but that's being pessimistic. The house will be sold by the company Mrs Kwacky works for and my company does conveyancing so there's savings to be had for us.

Moving house and fees in this country are ridiculous. We were nearly 30k out of pocket

Kwacky wrote:There is stamp duty in the UK as well.

Frankie, I know what you mean. I've budgetted £10k for the move but that's being pessimistic. The house will be sold by the company Mrs Kwacky works for and my company does conveyancing so there's savings to be had for us.

Your gaff is obviously a lot more valuable than mine, as for Blades 30K. thats a lot! These rich folk who live in stately homes

You made a decision ? Offer ?

Not yet. We're prepping the house for it to go on sale. Once we have an offer on our house we'll put an offer in on the one we like.

I am still looking online for any properties new on the market but there's not much catching my eye.

Staying in the same area?

Yep.

We did look to move to Redditch. There are some nice properties out there and you get more for your money. it would be easier for me to get to and from work. Plus you're close to some good roads around that way.

But I think the kids would be isolated. It's not too bad now, but as they get older they'll be going out. I wouldn't want my daughter to be stranded in Birmingham on a night out or ask her to get a cab home all that way. Likewise for Alex when he's older. Even now it's easy for them to go out and meet up with their mates and to get to and from school.

Maybe I'm being over protective but I think it's better that they're close to a network of friends and home is easy to get to.

Kids are pretty resilient and resourceful tbh.

We shared your concerns and only moved a couple of mile away. Initially the kids wanted to keep in touch with old friends but that quickly died a death as they made new friends in the new area and got themselves established. Ask them now and it's the best thing they ever did and love where we live.

I know your kids are older than mine and you want them to have a good social scene but are there good links to the city centre, trams, trains, buses, uber etc....?

There's a good train line but I think that ends about 10.30

You know what's best mate and sure you will find a nice place in a good area. Hope it goes smoothly and you get a quick, hassle free sale.

Thanks.

I think it's going to be emotionally difficult. My wife is already getting upset at the thought of leaving our first house. We've made a lot of memories where we are now and we really do like the area. I must admit I'm still in two minds about moving, we're almost mortgage free.

Kids are more adaptable than adults....one of those instances where having less life experience works in their favour.

We were mortgage free in the last home but as long as you have plenty of equity in the property and you can afford the payments comfortably, I wouldn't be worried by a mortgage personally.

My view has changed over the years. I over paid and worked hard to get mortgage free but now feel I rushed getting there and could have had a better quality of life and still been financially secure.

Tbh we have a small mortgage now which we could clear in a few years but with hindsight I wish I had bought a larger home / investment and taken a bigger mortgage as I have at least another 10 yo 20 years of work in me.

Think of the house as a long term investment you actually get to enjoy and the whole family benefit from rather than a number on a bank account or share portfolio is my out look.