... Cav just put whatever extra you can each month into an ISA or other investment. That way you have the cash for emergencies but at the end of the 2 years can overpay any savings you have managed to put together and it makes a huge difference to the term of your mortgage. We have a 2 year fixed which ...

This is a 2 year fixed deal. We're not fussed about over payment mainly because we just want to survive. When we remortgage we will specify a mortgage with the potential to overpay - we should hopefully be able to chop 5+ years off the mortgage if we have over estimated costs

... current property to get mortgage free and even now although we need a small mortgage to move house we have a plan to be mortgage free again in 2 years ideally and 3 years max depending on motorcycle purchases (happy)

Hard shell tacos are pointless, I tried them years ago and dismissed them. Until that is, a conversation with a Texan colleague who told me that whilst crispy shells are available, the vast majority of tacos sold in the Lone Star State were soft ...

... this role and I do keep catching myself shying away from work and have to snap out of it. I've had "exceeds expectations" for the last 3 years (I've been here 4 years).. it's meant nice bonuses and very nice pay rises. I would imagine I'll be getting "meets expectations" this ...

... house plus garden he was minted, his son was a judo champion with high hopes of going to the Olympics! This is my longest job I've had been here 8 years and I need out for myself. You have to be happy mate make sure you bare that in mind when progressing through the ranks. Especially with your ...

... and provide for our families (although I'm not a father so my dog and cat are my kids at the moment [emoji23]) Yes I totally agree. The past 2.5 years have been taxing on me at my current place of work. Although it got better eg communication between me and my boss but now there's a whole new ...

... conditions and entitlements?? I know you were worried that you may take a significant pay cut. I just realised I got offered a job with them too, years ago back in NZ. When I was getting out of the Air Force I applied for a job as Mechanical fitter at their Wanganui factory. The reason I didn't ...

... conditions and entitlements?? I know you were worried that you may take a significant pay cut. I just realised I got offered a job with them too, years ago back in NZ. When I was getting out of the Air Force I applied for a job as Mechanical fitter at their Wanganui factory. The reason I didn't ...

Yep, we've spent the last 30 years not building enough houses, and now we're blaming immigration Never mentioned number of houses in relation to immigration, just population density per km2. UK Population Density = 414 people per km2 AUS ...

StMarks wrote:

Monty wrote:Yep, we've spent the last 30 years not building enough houses, and now we're blaming immigration

Sorry Monty, I still can't agree with you.

To be fair, I sit on several UK Govenment and Scottish Assembly steering committees and they don't agree with me either!

Yep, we've spent the last 30 years not building enough houses, and now we're blaming immigration Never mentioned number of houses in relation to immigration, just population density per km2. UK Population Density = 414 people per km2 AUS ...

Monty wrote:Yep, we've spent the last 30 years not building enough houses, and now we're blaming immigration

Sorry Monty, I still can't agree with you.

Yep, we've spent the last 30 years not building enough houses, and now we're blaming immigration

... obviously know your stuff. Kwacky is right about catching up, when I switched over to contracting I was in the same boat but within a couple of years I was better off than where I was before. Fingers crossed the salary package matches up to what you want.

WARNING LONG POST!!! MAY NEED A COUPLE OF SITTINGS TO COMPLETE!!! [emoji23] Well I've banged on about this for many years now and I've known where I've wanted to be. So for the past 2 months I've been applying for a job/ career within Mars Slough Manufacturing Plant. This is my fourth ...

... been going through and have been waiting for your full on thread about it. Just like to say well done here. Seriously I believe you are 24/25 years old and clearly you have your head screwed on. I only wish you the best for this whole transaction very happy for you. Also that place looks blinking ...

Haha.. I have been doing that for 5 years and barely got away with my testicles intact, this is our 6th year together and I'm starting to learn

... any advice is welcome when it comes to what we should keep in mind !! :) Aha, the bike is staying!! By that I mean it won't be getting used for 10 years :D The house needs no decorating, it's recently done throughout with all new kitchen and bathroom with tiled flooring and hardwood flooring everywhere ...

Don't they refer to themselves as "The Firm" or something like that??

I read a bunch of stuff years ago that was a bit of an eye-opener.


Watching "Ronin" right now, for the gazillionth time.